Nova Pay

Combine the best of Pix and credit cards

Brazil has the largest instant payment infrastructure and one of the most developed and sophisticated credit card markets in the world - and they barely speak to each other. Nova is the layer that connects them.

Um cartão de crédito Nova de metal escovado, em pé, com o logotipo da Mastercard

Two great systems that never learned to work together - yet

Pix is instant, universal and free - but there's no credit behind it. It means no installments, no benefits and no buyer protection.

Credit cards are powerful and rewarding - but it is not as universal: limits end up fragmented and don't reach everywhere.

Do more with the cards you own

Cartões de crédito Nubank, Itaú e PicPay flutuando sobre um iPhone com o Nova, que oferece Pix e boleto em até 12 parcelas.

Nova Pay's digital wallet combines Consumers' credit cards in a single app and improves their credit

Pay anything in up to 12x installments, even Pix and Boleto

App do Nova perguntando em quantas parcelas dividir um pagamento de R$ 1.039,00, listando opções de 1x a 7x com suas respectivas taxas.

Connect the credit cards you already have

Pay however you like, one-off or up to 12x

Use your credit limit in every transaction

The premium experience you deserve, from everyday purchases to significant transactions

Unlike the alternatives, Nova Pay is the first digital wallet optimized for larger transactions, so you can get what you need when you need it the most

11%Classe A

59%Classes B/C

30%Classes D/E

Nova allows you to make better use of your credit in major spending categories that are historically out of reach od credit cards such as:

Aesthetic

Health

Trip

House

Building

Marriage

Lifestyle

Vacation

Customers choose Nova for higher-ticket transactions

Average monthly TPV per user

R$ 783

peers average

And stick with us for all their
daily expenses

Nova's TPV retention per monthly cohort

200%

150%

100%

50%

Nova Checkout

Buy more, more secure

Coming Soon

Zero chargeback risk for merchants, a new standard in payments

Skip the forms. Pay in one click.

More ways to finance than ever before

NovaCheckout em um celular, pagando R$ 1.750,00 em uma loja de materiais de construção com o Nova Checkout selecionado

Agente Nova no WhatsApp enviando um link de pagamento para parcelar em até 18 vezes

Loja parceira no aplicativo Nova exibindo celulares Samsung com ofertas de parcelamento

Zero chargeback risk for merchants, a new standard in payments

Skip the forms. Pay in one click.

More ways to finance than ever before

The ultimate Pix-based Credit Card

Coming Soon

A credit line built with Nova's banking partners, offered inside the app you already use

Combine all your credit limits in a single place

Aplicativo SuperNova exibindo um limite Nova combinado de R$ 15.000,00 formado a partir dos limites dos cartões Itaú e Nubank

Underwritten on real payment behavior, not a superficial and outdated credit score

Taking into account your individual profile and behavior across months and years

Across all your banks and cards

Customer stories

A great experience, and good fees compared to what's out there on the market! Easy, fast and fair, with no red tape and no fine print. A perfect 10.

Thiago A. · App Store

I'm really enjoying the app, not to mention the super-fast support. I made a mistake on a Pix and they helped me right away. Sorted in 5 minutes! Someone recommended Nova to me, and I'm recommending it too.

Fernanda L. · App Store

An excellent app for paying Pix with a credit card: besides having the best fees, you can split it into installments and pick the date for the Pix you schedule!

Juliana R. · App Store

Nova was born with an incredible mission and delivers everything it promises. The best option on the market. Easy to use and intuitive.

Lucas P. · App Store

A practical app that lets me pay my bills with my credit card via Pix, while still earning my points. I'll be recommending it a lot!

Camila S. · App Store

I needed to pay off a boleto and I had limit on my card. Paying via Pix through my card's own bank came with absurd fees, but with Nova the fee was low and I settled my debt without the squeeze. Thank you, Nova!

Bruno C. · App Store