We didn't buy our core. We built it from scratch.

Nova runs on infrastructure we wrote ourselves - no legacy core banking vendor, no black boxes - built for the age of AI

System design for the AI age

Um núcleo Nova conectando Crédito, Cliente, Bancário, Rede, Comerciante e Martech

AI-first, in production

Few engineers and many agents running everything

Camadas de plataforma empilhadas

AI in the product

fraud/risk models, document and KYC verification, customer support automation

AI in how we build

agents author, agents review, humans approve. 100% of merged code is AI-assisted

AI in how we operate

agents build dashboards, triage alerts, draft postmortems etc. - full process automation

Nova Platform AI

99.99% uptime on core payments

Quality is an engineering discipline here, not a QA ticket

Empowering our engineers to ship faster without ever compromising on reliability

34min

from first commit to production

20

deploys per day

Fraud prevention is a product, not a policy.

Models, rules and agents we built ourselves. Every transaction is scored the moment it arrives; every control is measured by its cost.

ISO 27001

Predictive models

Device, behavior, network and history. Hundreds of attributes scored in real time, with continuous retraining.

SOC 2

Rules platform

The precision and cost of every control in a single view, tuned in minutes. No deploy and no engineer needed.

PCI DSS

Operational agents

Agents tune detection, work the dispute queue and gather evidence. The loop closes.

Detect

Models + anomaly
alerts

Prevent

Rules platform,
the intervention ladder

Recover

Agents working on
dispute resolution

Retrain

Agents feeding back
into the system

What it's like to ship here

Matheus Paes

AI is part of how we work every day, not a side experiment, and it lets a small team move like a much bigger one. You don't need three layers of approval to fix something you know is wrong.

Matheus Paes,Senior Software Engineer

Vinicius Nordi

We test a lot, and our release process is fast and safe. We can revert any issue quickly, so we feel confident shipping any change, any time, with no downtime.

Vinicius Nordi,Tech Lead

Gleidson Ramos

Our mobile team works more like a payments platform. Every feature sits behind a remote feature flag, so we can launch, fine-tune and expand it in real time, without waiting on an app store release.

Gleidson Ramos,Senior Mobile Engineer